I'm Ayush Kumar Mishra, a Product Analyst working on lending workflows, underwriting systems, AI-led document processing and product analytics. I enjoy turning ambiguous problems into structured, scalable product systems that drive business impact.
The technologies and platforms I work with daily to build, analyze, and optimize fintech products.
I'm not just a Product Analyst; I'm a creativity bong-cloud. Working towards creating something exciting. Product management is not just a job but my calling. Discover below how I can help you.
I turn complex systems into clear workflows and simple user journeys that teams can build and scale.
I use SQL and product analytics to identify bottlenecks, measure impact, and guide decisions through data.
I convert business needs into clear product requirements, success metrics, and use cases and see features through to launch.
I have experience with AI driven document validation and decision systems, including prompt design and quality checks.
I focus on reducing friction, improving time to value, and making products easier and faster to use.
I support QA and UAT, troubleshoot live issues, and ensure products work reliably in real customer environments.
Here are some of the product initiatives I've led, from workflow design to AI integration and analytics. Each project demonstrates my approach to solving complex product challenges.
Lending Platform
Designed structured workflows for credit decisioning with branching, exception handling, and approvals.
AI Document Processing
Built AI assisted document checks that improved document type accuracy and automated validation.
Risk and Policy Engine
Created unified rules applied across lenders and loan products with manual review triggers.
CRM Workflow Improvement
Added direct call trigger inside CRM to reduce time spent switching tools.
Operational Insights
Built dashboards to surface bottlenecks and funnel drop offs.
Onboarding Experience
Improved consent and document upload flow to reduce friction and increase completion rates.
I have had the opportunity to work closely with senior product, business, and engineering leaders. Here is what they say about my work ethic, problem-solving approach, and contribution to product outcomes.
“Ayush demonstrates strong ownership, curiosity, and product mindset. He collaborates effectively across risk, operations, technology, and business, and always anchors conversations around data and real user journeys.”
Real feedback, anonymous images for privacy
Whether you are hiring for a role, looking to collaborate on a fintech product, or want to discuss AI-driven workflows and underwriting systems, feel free to reach out. I usually respond within 24 hours.